How to Finance
We offer financing through Snap! Finance. It’s easy, and almost everyone gets approved! We ask three simple questions.
- Are you eighteen years old or older?
- Do you have an active checking account?
- Do you have a steady income of at least $1,000 month?
If you can answer yes to these questions, you’re eligible to apply for financing with Snap. Click here to apply FREE now.
Once you are approved call us during our business hours at 972-606-6060 to place your order.
How much financing could I get from Snap?
Snap can approve financing for amounts up to $3,000.
If I’m approved and make a purchase, how much do I have to pay up front?
Only your $39 processing fee is due when you place your order.
Can I still be approved if I have bad credit?
Absolutely! Snap Finance uses a proprietary approval process that gives you the best chance of being approved. We specialize in financing those who have bad credit, no credit, bankruptcy, or other challenges with their credit.
Once I make my purchase, how long is my lease-purchase agreement?
Once you make your purchase, your payments are spread over 12 months. All lease charges (other than the small processing fee) are waived if you take advantage of the 100-Day Cash Payoff.
Is there a penalty for paying my lease off early?
No, there is never a penalty for paying off early.
Are there fees or interest associated with having a lease with Snap Finance?
Yes, you will have a processing fee, but only if you use our financing – there are no fees to apply. The amount of your lease charges are disclosed in your lease-to-own agreement before you commit, and all lease charges (other than the small processing fee) are waived if you take advantage of the 100-Day Cash Payoff. Since our lease-to-own financing is not traditional credit, like a credit card, we do not charge “interest.”
What are my payment options?
For maximum convenience, the easiest way to make your payments is to set up auto-debit from your checking account so you don’t have to remember to make a payment. However, you are free to make payments by credit card, debit card, and other traditional means. Please know that you should never send cash through the mail.
Do I have the option of returning the merchandise?
No, all sales are final at our store.